Top 5 Reasons to Use a Mortgage Broker in Penrith Instead of Going Direct to the Bank

If you’re looking for a new home loan or considering refinancing, you may be wondering: Should I go straight to the bank, or talk to a broker? The truth is, sticking with your bank could be costing you thousands. Here are the top five reasons why working with a mortgage broker in Penrith is a smarter move:

1. Choice – A bank can only offer their products. A broker compares 40+ lenders.
2. Negotiation power – Brokers know which lenders are willing to discount rates and fees.
3. Personalised advice – Brokers look at your income, goals, and family situation before recommending a loan.
4. Paperwork done for you – From pre-approval to settlement, brokers manage the process.
5. Ongoing support – Even after settlement, a broker will check in to see if refinancing could help you in future.

Working with a local Penrith broker also means dealing with someone who understands the property market in Western Sydney, from Glenmore Park to Kingswood. They know which banks are willing to lend in your area and can guide you toward the best options.

At Freedom Finance Group, we’ve been helping locals for more than 15 years. Whether you’re a first home buyer, investor, or refinancing, we’re here to make the process easy.

📞 Contact us today on 0405 175 396 to book a free consultation.